Breach of Fiduciary Duties – Insurance Agents
A fiduciary duty between an insurance agent and a customer is a relationship based on trust and good faith and requires that the agent acts in the best interest of the customer. A standard of care is established between these two parties that must be maintained, regardless of personal interests. If the insurance agent is negligent in his or her actions toward a customer or breaches their fiduciary duty to their customer, whether a valid insurance claim is intentionally denied or the agent uses false and misleading information to manipulate a customer, a lawyer should be consulted with to advise you of your legal options. These acts or omissions may include failing to renew a policy, allowing a policy to lapse, or misrepresenting the coverage provided under the insurance policy.
At Amaro Law Firm, we have over 22 years of combined experience in insurance litigation and have assisted countless clients that have found themselves in this type of situation. Mr. Amaro previously worked for insurance companies in his first few years as an attorney and is very familiar with the tactics that some insurance companies take to prevent a valid insurance claim from being paid.
Bad Faith Insurance Claims & DTPA Violations
Texas law provides consumers legal ways to successfully combat bad faith acts, insurance code violations, and Texas Deceptive Trade Practices Consumer Protection Act (DTPA) violations committed by insurance companies and insurance agents. All of these statutory legal means of redress have specific elements which must be proven such as “knowing” conduct as interpreted by Texas case law. Every case is different. The first step it to have an insurance lawyer thoroughly review all the facts of the case and determine the exact violations that have taken place. This will allow an insurance lawyer to outline the precise actions needed to work toward the goal of seeing to it that you are justly compensated for the violations of law by an insurance agent or insurance company.
If you feel your insurance company has treated you unfairly, acted in bad faith, misrepresented the terms and conditions of the insurance policy, or refused to compensate you for legitimate damages caused by the fires in Texas, please feel free to call our offices at 713-864-1941 or toll-free at 1-877-292-8797 for a free consultation and evaluation of any potential claims you may have against them. You can also contact us through our website or email us here.